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A Quick Guide To Guaranteed Payday Loans

If you need to get your hands on some extra money quickly then you could find guaranteed payday loans to be a useful funding option. These payday loans are ideal if you are between wage packets and find that you are unable to cope financially. This could be because of an unexpected bill arising or perhaps your car has broken down.

Whatever the reason you can find help by applying for one of these quick fix payday loans. There are plenty of websites which allow you to apply online for payday loans. The process is quick and easy and acceptance rates are higher than other types of financing options. Even if you have a low credit score you will find that you can apply and have access to the money you need very quickly.

There are a few conditions which need to be met for these guaranteed payday loans. Firstly it is necessary for you to be in work and be in receipt of regular payments. Most companies require you to be working more than sixteen hours a week. You will also have to have your own bank account where the money is paid into. This has to be in your name, and active, and will be where the money is paid into by the company that you choose.

The other requirement for guaranteed payday loans is that you are over eighteen years old and are a legal resident in the country. As long as you meet the above criteria for payday loans then you will find that you can qualify. The payment will be made as soon as you have sent back the acceptance form which will give you all the details of the repayment.

Most of the businesses will want you to pay back the entire payday loan in full from your next pay packet. Therefore you should only borrow the amount that you need; this will mean that you are less likely to take out a loan the following month. Some companies will allow you to take an extra month to pay back the money, but you need to check to see if this is a possibility with payday loans.

The application process is fast and can be done at any computer with internet access. You will need to fill in a form and give details of your contact information, working status and salary. This will then be looked over by one of the financial advisors. Credit checks are not normally taken into account other than to confirm your identity.

Many people are able to qualify for these guaranteed payday loans even if they have a bad credit history. You can apply if you have arrears, county court judgments or have been previously made bankrupt.

The interest rates may seem quite high, as they are usually above average APR. This would be outrageous if the loan was over a long period. You should expect to pay around 25 dollars for a 100 dollar payment for these payday loans which is paid off within a month. This is what makes guaranteed payday loans appealing to many and are why they have become so popular over the last few months.

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